Build credit for a
Build your credit while you save.
- No credit approval
- No interest or upfront deposit
- Just $9.99/mo. Cancel anytime
“ I saw my credit score jump by 79 points with Credit Builder—in just the first month! I’d recommend Wolleta to any of my friends as an easy way to build credit. ”
Why Wolleta !?
Designed for everyone
Whether you have no or bad credit, you can start building your credit in seconds with instant approval. No credit check needed.
Built to save you money
Forget about paying upfront fees, deposits, or interest. Members build credit by saving as little as $1 a month.
Made to build your credit fast
Build positive payment history – the single most important factor for your score.
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Get started in seconds
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Open a Credit Builder account
We’ll help you apply for a 24-month loan and keep the funds in a locked deposit account in your name. This starts building your credit history and improves your credit mix.
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Set aside as little as $1 a month
Choose how much you’d like to contribute towards your monthly payment. If you choose less than $25, the rest will be paid from your deposit account with the loan proceeds. Your contribution will become savings.
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Build payment history
Each payment is reported to the three major credit bureaus—Experian, Equifax, and TransUnion. On-time payments build positive payment history and your credit.
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Better credit, more savings
After 24 months, you’ll have paid off the loan. You’ll have shown positive payment history, built credit, and had access to all the money you contributed with your Credit Builder payments.
Frequently Asked Questions
Still have questions?
Contact our friendly support teamStart Building your credit
Join over 4 million members who trust Wolleta to improve their financial health